Annuities

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College Retirement Equities Fund (CREF).

The first variable annuity company in the United States, established in 1952.

Combination Annuity .

A contract which combines both the guarantees of a fixed annuity and the non-guarantees and investment risk of a variable annuity.

Contingent Annuitant. .

A person(s) named to receive annuity benefits if the primary annuitant is deceased at the time benefits become payable.

Contingent Annuity .

An annuity in which payment of benefits is contingent upon the occurrence of an uncertain event, such as death of a person not an annuitant. For example, an annuity might be purchased to pay benefits to a wife in the event of the death of her husband.