Auto Insurance

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Basic Auto Policy.

A policy much broader in terms of eligibility but narrower in coverage than the Family or Personal Auto policies. It is used mostly to insure commercial vehicles like trucks and busses, but is also used for motorcycles and motorscooters and to cover substandard risks, such as those insured through assigned risk plans.

Bobtailing.

Using the truck-tractor after unloading the trailer and not driving for trucking purposes.

Business Auto Coverage Form.

The latest commercial Automobile Insurance coverage form, which may be written as a monoline policy or as part of a commercial package. This form has largely replaced the Business Auto Policy.

Business Auto Policy.

A policy which provides Liability and Physical damage coverages on commercial vehicles. In most jurisdictions, this has been replaced by the Business Auto Coverage Part.