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Collision Convertible.

See Convertible Collision Insurance.

Collision Insurance

A form of Automobile Insurance that covers loss to the insured's own vehicle caused by its collision with another vehicle or object or its upset but not covering bodily injury or property damage liability arising out of the collision.

Combination Policy.

A policy made up of the contracts of two or more insurers in which each provides a different kind of insurance. This was once commonly used in Automobile Insurance when state law limited Casualty companies to the writing of Liability Insurance and Fire Insurance companies to Physical Damage Insurance. Combination policies are rarely written today.

Comprehensive Coverage.

Traditional name for physical damage coverage for losses by fire, theft, vandalism, falling objects, and various other perils. On Personal Auto Policies, this is now called "other than collision" coverage. On commercial forms, it continues to be called "comprehensive" coverage.

Convertible Collision Insurance.

Automobile Collision Insurance with a deductible that, after claims exceeding the deductible have been paid, converts to full coverage for all losses thereafter. Rarely written today.