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Family Automobile Policy.

A form which was once widely used to write Automobile Insurance for individual car owners. It is a package policy which provides protection against legal liability for bodily injury and property damage to others, injury to the insured and other occupants of the vehicle, and damage to the vehicle itself. It has largely been replaced by the more modernized Personal Auto Policy.

Family Protection Endorsement.

See Uninsured Motorists Endorsement.

Financial Responsibility Clause.

A clause which states that a policy conforms to the financial responsibility laws of any state in which the insured is operating the insured vehicle.

Fleet Policy.

An insurance contract that applies to a number of vehicles. Usually 5 or more self-propelled vehicles constitute a fleet.