Auto Insurance

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Named Non-Owner Policy.

An Automobile Insurance policy issued to someone who does not own an automobile, but who drives borrowed or rented autos.

No-Fault Insurance.

Many states have passed laws permitting the individual automobile accident victim to collect directly from his or her own insurance company for medical and hospital expenses regardless of who was at fault in the accident. There are many variations in the laws of those states which have no-fault statutes. Most states do allow the individual to sue the negligent party if the amount of damages exceeds a certain stated limit. See also Keeton-O'Connell Plan.

Nonowned Auto.

Any autos not owned, leased, hired, or borrowed which are used in connection with the business.